Fire • Theft • Windstorm • Freezing • Snow • Earthquake • Vandalism • Hail
 
When you file a claim, your insurance company will introduce you to a claim representative who will be either an independent or a staff adjuster.   
 
Your Referee: The Cold Print of the Policy
Your Advocate: Brown - O'Haver, Public Adjusters.
 
You wouldn't just send your documents to the I.R.S and tell them to tell you how much you owe; you would, instead, tell them! And, most likely you would retain an advocate to prepare that return. Don't let the insurance company tell you how much your loss is, retain your advocate Brown - O'Haver, Public Adjusters to represent you.